Obsidian vs Reflect: pricing, features and which to choose

Plans, prices, deployment options, strengths and limits for Obsidian vs Reflect, taken from each company's pricing page, docs and changelog. Updated October 2026.

ObsidianReflect
Obsidian logo

Obsidian

Productivity AI Tools

Obsidian is a note-taking app that stores everything as plain Markdown files on your own device, linked into a personal knowledge base. It suits researchers, writers and developers who want ownership of their notes. The app is free for personal and work use; Sync costs $4 a month and Publish $8 a month, billed annually.

Reflect logo

Reflect

Productivity AI Tools

Reflect Open is an open-source note-taking app for daily notes, backlinks, local Markdown files, capture, search, optional AI, and iCloud Drive or Git sync. Mac access is free, while the US App Store lists Reflect Pro at $9.99 monthly or $99 yearly for iPhone and iPad. AI and transcription charges come from connected providers.

Quick comparison

FeatureObsidianReflect
CategoryProductivity AI ToolsProductivity AI Tools
Main useLocal Markdown notesLinked note-taking
Pricing modelFree plan + paid tiersFree plan + paid tiers
Free plan Yes Yes
Entry paid plan$4/user/month (Sync)$9.99/month (Reflect Pro Monthly)
PlatformsDesktop & mobileMac, iPhone, iPad
Open source No Yes
Self-hosted Yes No
Public API No Yes
Profile updatedOctober 2026October 2026

Pricing plans

Every public plan, as listed on each company's pricing page.

Obsidian

  • Free$0

    Full app on every platform for personal and commercial use, no account, no feature limits.

  • Sync$4/user/month

    Billed annually. End-to-end encrypted sync across devices, version history and shared vaults.

  • Publish$8/site/month

    Billed annually. Publishes chosen notes as a website with custom themes, graph view and full-text search.

  • Catalyst$25 one-time

    Optional supporter license with early access to beta versions and community badges.

  • Commercial$50/user/year

    Optional organization license that supports development; 25 or more seats earns a listing on Obsidian's enterprise page.

Reflect

  • Mac appFree

    Open-source local Markdown app; optional AI, transcription, and sync use connected providers or storage.

  • Reflect Pro Monthly$9.99/month

    US App Store listing for iPhone and iPad; regional prices may differ.

  • Reflect Pro Yearly$99.00/year

    US App Store listing for iPhone and iPad; regional prices may differ.

  • Reflect Classic$10/month

    Older page showed one plan at $10; the page does not state the billing interval.

Strengths and limits

Obsidian

  • Notes are plain Markdown files you own and can open in any editor.
  • Free for personal and work use with no feature limits.
  • Bases adds database-style tables and cards without leaving local files.
  • Thousands of plugins, including AI tools that run local models.
  • No native AI, so assistants depend on third-party plugins.
  • Live collaboration trails Notion and Google Docs.
  • Building a workable system takes time and plugin research.

Reflect

  • Markdown files remain usable outside Reflect.
  • Private notes are excluded from AI access.
  • AI answers link to source notes.
  • Mac access is free and open source.
  • Mobile access costs separately from Mac.
  • Provider charges cover AI and transcription.
  • Open uses external sync encryption.

Which should you choose?

Choose Obsidian if

  • Researchers and writers building a linked personal knowledge base.
  • Developers who want notes as Markdown files that coding agents can edit.
  • People in regulated jobs who need notes stored only on their own devices.
  • Users who want to choose their own AI model through community plugins.

Look elsewhere if

  • Teams that need real-time co-editing and shared databases.
  • Users who want an AI assistant built in without setup.
  • Anyone who wants a structured system out of the box.

Choose Reflect if

  • Mac users who want readable Markdown files.
  • People who prefer daily notes and backlinks.
  • Privacy conscious users managing provider keys.
  • Writers wanting capture, search, and optional AI.

Look elsewhere if

  • Teams needing shared workspaces and permissions.
  • Users avoiding storage configuration.
  • People wanting bundled AI inference.

Obsidian logo Obsidian in brief

Obsidian is a desktop and mobile note-taking app made by Dynalist Inc., a small independent company founded by Shida Li and Erica Xu, and first released in 2020. It runs on Windows, macOS, Linux, iOS and Android. Notes live in a vault, which is a folder of plain Markdown files on your device, so they open in any text editor and outlast the app. Obsidian takes no venture capital and calls itself 100 percent user-supported. In February 2025 it made the commercial license optional, and the company says people at more than 10,000 organizations, including Amazon and Google, use it for work. Version 1.15 shipped in October 2026.

Writing happens in a Markdown editor with live preview. Typing double brackets links one note to another, and every note shows its backlinks, so ideas connect without a fixed folder hierarchy. The graph view draws those links as a network. Canvas gives an infinite board for arranging notes, images and web pages, and Bases, a core plugin added in 2025, turns notes with properties into sortable tables, cards or maps that work like a lightweight database. Daily notes, templates and tags cover journaling and task capture. The 1.15 mobile release added voice Quick Capture with live transcription on iOS 26, and PDF export on mobile.

Obsidian's flexibility is also its main drawback. A new vault is a blank editor, and building a useful system takes time and plugin choices. Real-time collaboration is limited compared with Notion, Microsoft Loop or Google Docs, and community plugins vary in quality and security. Notion suits teams that want shared databases and built-in AI. Logseq, which is open source, offers an outliner model with similar local files. Anytype offers local-first, encrypted notes with object-based structure. Pick Obsidian if you want notes that remain usable files in 20 years and are willing to add AI yourself; pick Notion for team wikis.

Read the full Obsidian review

Reflect logo Reflect in brief

Reflect began as Alex MacCaw’s networked note-taking company around 2021 and raised just over $1 million through a community funding round. Its original service stored encrypted notes and included daily notes, backlinks, search, calendar context, web capture, and mobile access. In July 2026, MacCaw introduced Reflect Open, a rebuilt local-first app using ordinary Markdown as its source of truth. The Mac app is free and open source, while an iPhone beta is available through TestFlight. Optional AI, transcription, and sync use connected providers or storage. Reflect Pro is listed at $9.99 monthly or $99 yearly in the US App Store, with regional prices varying. Reflect remains independent; SmartBear’s January 2024 acquisition of a separate AI web-testing product called Reflect does not concern Reflect Notes.

A typical workflow begins in a daily note, where users capture writing, meetings, tasks, links, screenshots, and audio. Wiki links connect notes, while backlinks and tags reveal those connections. The Chrome extension saves selected text and page context, and Apple Calendar events can appear beside a daily note. Reflect Open provides a live-preview Markdown editor, local full-text search, optional on-device semantic search, task views, attachments, contacts, and a command-line interface. AI chat answers questions across notes with citations, and selected text can be rewritten, summarized, translated, or processed with a saved prompt. Private notes are excluded from AI requests. The Mac app is free, with optional AI, transcription, and sync using connected providers or storage. iPhone and iPad Pro plans cost $9.99 monthly or $99 yearly.

Reflect’s portability is a strong defense against vendor failure, but users must manage storage, Git or iCloud configuration, provider keys, and backups themselves. The free Mac app is open-source and stores Markdown locally; optional AI, transcription, and sync depend on connected providers or storage. Reflect lacks Notion’s managed collaboration depth, Anytype’s database and team-workspace model, and Obsidian’s mature graph and plugin breadth. It centers daily notes and keeps AI optional through bring-your-own keys. Privacy is strong for local files, but enabled AI or transcription sends selected content outward. Pro costs $9.99 monthly or $99 yearly through the US App Store for iPhone and iPad, with regional prices differing. Pick Reflect for private, Markdown-first personal notes, especially on Mac.

Read the full Reflect review

Frequently asked questions

How do Obsidian vs Reflect compare on price?

Obsidian has a free option, and its first paid plan (Sync) is listed at $4/user/month. Reflect has a free option, and its first paid plan (Reflect Pro Monthly) is listed at $9.99/month. Prices are from each company's pricing page and can change, so check before you buy.

Which has a free plan, Obsidian vs Reflect?

All of them. Obsidian: Full app on every platform for personal and commercial use, no account, no feature limits. Reflect: Open-source local Markdown app; optional AI, transcription, and sync use connected providers or storage.

Can I self-host or integrate Obsidian vs Reflect?

Reflect is open source. Obsidian can run on your own servers. Reflect offers a public API.

Is Obsidian free?

Yes. Obsidian is free for personal, commercial, nonprofit, education and government use, with no account and no feature limits. Since February 2025 the Commercial license has been optional. You pay only for add-ons: Sync at $4 a user a month and Publish at $8 a site a month, both billed annually, or an optional $25 Catalyst license.

Does Obsidian have AI?

Obsidian has no built-in AI assistant. AI comes from community plugins such as Copilot for Obsidian, which runs Claude Code, Codex or OpenCode agents in your vault, and Smart Connections, which finds related notes using a local embedding model. Because notes are plain Markdown, coding agents can also edit the vault folder directly.

How much does Reflect cost?

Reflect Open for Mac is free and open source. The US App Store lists Reflect Pro at $9.99 per month or $99.00 per year for iPhone and iPad. The older Classic page showed one plan at $10. AI and transcription are separate because connected providers bill those services to the user's account.

Does Reflect have a free plan?

Yes. Reflect Open for Mac is free and open source, with notes stored as Markdown files in a folder you choose. The iPhone app was free during TestFlight, but the launch announcement said its eventual price and timing were undecided. Optional AI, transcription, and sync require connected providers or storage.

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