Cursor vs Windsurf: pricing, features and which to choose

Cursor is an AI-native code editor and coding-agent platform created by Anysphere, founded in 2022 and publicly launched in 2023, before SpaceX completed its acquisition on August 14, 2026. Built from VS Code, it preserves familiar extensions, themes, and keybindings while adding semantic codebase search, natural-language editing, multi-file work, browser testing, pull-request support, Bugbot reviews, and local or cloud agents. Cursor 2.0 introduced Composer in October 2025, while Cursor 3 added multi-repository workspaces and agent handoffs in April 2026. Plans range from Free to Plus at $8 monthly or $80 annually, Premium at $30 or $300, Super at $100 or $1,000, and Ultra at $200 or $2,000; third-party models cost extra. It suits developers wanting integrated AI automation, though usage pools, cloud dependence, and pricing complexity reward careful teams.

A typical Cursor session begins by mapping a repository rather than guessing at isolated files. Semantic search, codebase chat, file navigation, go-to-definition, and full language-server support help developers understand unfamiliar systems, while the integrated browser lets them inspect local sites. From there, the agent can apply natural-language edits, predict follow-up actions, change multiple files, and coordinate work across repositories. Cursor 3 adds a multi-repository workspace, local-to-cloud handoff, and agents launched from mobile, web, desktop, Slack, or Linear. The review loop stays inspectable: developers examine diffs, run checks, use browser-generated demos, and request Bugbot reviews on eligible plans. Origin handles hosting and pull requests, while Rollouts monitors deployments and can propose a revert pull request without merging or rolling back autonomously.

Cursor’s main weakness is metered, fragmented usage. Paid subscriptions share a weekly allowance across Cursor and Grok, while third-party models draw from separate prepaid credit and can add API-list costs. The $8 monthly Plus plan, or $80 annually, is especially restricted: it excludes Auto, Cloud Agents, Automations, Bugbot, Origin, third-party models, and personal API keys. Higher tiers include those capabilities, but usage still requires monitoring, and provider-specific retention rules may apply even with Privacy Mode, particularly during abuse investigations or when using personal API keys. Cursor is also a proprietary product, with execution sometimes cloud-dependent. Zed suits developers prioritizing an open-source native editor and human collaboration; GitHub Copilot fits established GitHub workflows; Replit better serves browser-based building and deployment. Choose Cursor for repository-aware editing and coordinated agents.

Windsurf was an agent-native code editor made by Cognition. The product launched in November 2024, after the company began as Exafunction in 2021 and rebranded to Codeium in 2022. Codeium became Windsurf as a company in April 2025, and Cognition signed an agreement to acquire the product, intellectual property, trademark, business, and team on July 14, 2025. Cognition described a business with $82 million in annual recurring revenue, more than 350 enterprise customers, and hundreds of thousands of daily active users. On June 2, 2026, Windsurf became Devin Desktop, unifying the editor with Cognition's Devin products while retaining the editor, extensions, workflows, settings, and familiar development experience for existing users.

The workflow combines a VS Code-style editor with extensions, language servers, terminals, Git tools, previews, worktrees, project context, and agent sessions. A developer can open a repository, let the context engine index relevant files, ask an agent to plan a change, review proposed edits, and run commands or tests in the integrated terminal. Tab offers inline suggestions with code jumps and imports, while Command creates or changes code from an inline prompt without premium credits. MCP servers, memories, rules, workflows, skills, and codemaps support larger projects. Agent sessions can run locally, in worktrees, or through Devin Cloud, allowing users to continue editing locally while delegating larger tasks to a cloud agent and reviewing its results from the same desktop workspace.

Quota-based billing is the main limitation because consumption changes with the selected model, task size, complexity, and reasoning requirements, so users seeking a fixed request allowance may find the system difficult to predict. The 2026 transition also changed familiar names from Cascade and Windsurf to Devin Local and Devin Desktop. Cognition's privacy policy says User Content may be used to train, fine-tune, and improve models depending on applicable terms, so teams should review agreements before sending proprietary code. Cursor is the closest editor-focused competitor, GitHub Copilot fits established GitHub and IDE workflows, Tabnine emphasizes enterprise controls, and Replit targets browser-based development. Choose Devin Desktop for local editing, terminals, multiple model providers, and optional Devin Cloud delegation; choose Cursor for a similar AI-first editor or GitHub Copilot for deeper GitHub integration.