Microsoft Copilot vs Zoom AI Companion: pricing, features and which to choose

Plans, prices, deployment options, strengths and limits for Microsoft Copilot vs Zoom AI Companion, taken from each company's pricing page, docs and changelog. Updated October 2026.

Microsoft CopilotZoom AI Companion
Microsoft Copilot logo

Microsoft Copilot

Productivity AI Tools

Microsoft Copilot is an AI assistant for chat, writing, analysis, research, coding, image creation, and Microsoft 365 workflows, serving general users, individuals, families, and businesses. Copilot Free costs $0, while Microsoft 365 Personal starts at $9.99 per month in the United States and adds Copilot to eligible productivity apps, with paid plans offering additional storage, usage, security, collaboration, or enterprise features.

Zoom AI Companion logo

Zoom AI Companion

Productivity AI Tools

Zoom AI Companion was Zoom's hosted AI assistant for meetings, chat, notes, search, writing, and workflows. Its core features now live inside Zoom Workplace, while ZoomMate adds agentic search, connected app actions, and document creation. ZoomMate starts at $20 per user per month monthly, or $16.67 annually, with 2,200 credits.

Zoom retired the AI Companion brand on June 24, 2026. Its core capabilities now appear under functional names inside Zoom Workplace, while ZoomMate carries the newer agentic offering.

Quick comparison

FeatureMicrosoft CopilotZoom AI Companion
CategoryProductivity AI ToolsProductivity AI Tools
Main useAI assistantMeeting productivity
Pricing modelFree plan + paid tiersFree plan + paid tiers
Free plan Yes Yes
Entry paid plan$9.99/month or $99.99/year (Microsoft 365 Personal)$20/user/month monthly, $16.67/user/month annually (ZoomMate)
PlatformsWeb, desktop, appWeb and desktop
Open source No No
Self-hosted No No
Public API No Yes
Profile updatedOctober 2026October 2026

Pricing plans

Every public plan, as listed on each company's pricing page.

Microsoft Copilot

  • Copilot Free$0

    Limited access subject to available capacity and feature limits; Microsoft account or supported access may be required.

  • Microsoft 365 Personal$9.99/month or $99.99/year

    1 person, 5 simultaneous device sign-ins, 1 TB storage, Copilot in eligible Microsoft 365 apps, and higher usage than free.

  • Microsoft 365 Family$12.99/month or $129.99/year

    1 to 6 people, up to 6 TB shared storage, and Copilot benefits for the subscription owner only.

  • Microsoft 365 Premium$19.99/month

    Up to 6 people for Microsoft 365 benefits, higher or extensive usage, advanced agents, and 1 TB storage per person.

  • Microsoft 365 Business Standard with Copilot$23.50/user/month, paid yearly

    Up to 300 users, 1 TB storage per user, Microsoft 365 apps, Copilot, Teams, email, and business services.

  • Microsoft 365 Business Premium with Copilot$32/user/month, paid yearly

    Up to 300 users, 1 TB storage per user, Copilot, Microsoft 365 apps, identity controls, device security, and threat protection.

  • Microsoft 365 Copilot Business add-onStarting at $18/user/month, paid yearly promotional price; standard price shown as $21/user/month

    Requires an eligible Microsoft 365 Business plan; advanced AI features may incur usage-based billing.

  • Microsoft 365 Copilot EnterpriseContact Microsoft

    Enterprise licensing, work-data grounding, agents, administration, governance, and organization-specific prerequisites.

  • Copilot StudioContact Microsoft or usage-based billing

    Agent creation and advanced usage depend on the selected Copilot Studio offer and metering terms.

Zoom AI Companion

  • Workplace Basic$0

    Includes three hosted meeting summaries, three in meeting question sessions, three My Notes uses, 20 AI queries, 10 workflows, 10 indexed files, three indexed meetings, 40 minute meetings, and 100 participants.

  • ZoomMate$20/user/month monthly, $16.67/user/month annually

    Includes 2,200 AI credits per user per month, unlimited AI note taking, custom agents, connected app workflows, deep research, agentic search, and AI Productivity Suite features. AI actions consume credits.

Strengths and limits

Microsoft Copilot

  • Copilot is integrated into widely used Microsoft 365 applications and services.
  • Commercial plans connect responses to permitted organizational data and administrative controls.
  • The free tier provides access without requiring a paid Copilot subscription.
  • Microsoft offers consumer, business, enterprise, and agent-building product families.
  • Feature names, limits, prices, and availability vary by plan, region, device, and account.
  • Family subscriptions limit Copilot app benefits to the subscription owner.
  • Advanced business AI features can involve usage-based billing beyond license fees.

Zoom AI Companion

  • Core meeting summaries and related AI features remain included with eligible paid Zoom Workplace plans.
  • ZoomMate can search Zoom content and connected third party applications.
  • My Notes supports Zoom, Teams, Meet, and in person conversations.
  • Zoom says customer communications content is not used to train its AI models.
  • The AI Companion name no longer identifies the core features in Zoom Workplace.
  • ZoomMate's agentic actions consume monthly AI credits.
  • Basic limits are low for meeting summaries, notes, queries, search, and workflows.

Which should you choose?

Choose Microsoft Copilot if

  • Microsoft 365 users who want AI assistance inside Word, Excel, PowerPoint, Outlook, and Teams.
  • Organizations that need work-data grounding with identity, compliance, audit, and administrative controls.
  • Individuals who want office applications, cloud storage, security, and AI in one subscription.
  • Developers and analysts who need conversational help with coding, documents, spreadsheets, and research.

Look elsewhere if

  • Teams seeking a single predictable AI product with identical features across every account type.
  • Users who need fully transparent message, image, voice, and agent quotas before subscribing.
  • Organizations unwilling to manage Microsoft licensing, identity permissions, privacy settings, and application dependencies.

Choose Zoom AI Companion if

  • Teams that hold most work conversations in Zoom Meetings and Team Chat.
  • Managers who need meeting notes converted into tasks, follow ups, or documents.
  • Organizations connecting Zoom to Salesforce, Jira, Google Drive, or OneDrive.
  • Workplaces that need hosted AI with Zoom's stated no training commitment.

Look elsewhere if

  • Teams needing self hosted AI deployment or local model control.
  • Users seeking a general purpose chatbot without meeting or workplace context.
  • Small teams needing high volume agentic actions without credit accounting.

Microsoft Copilot logo Microsoft Copilot in brief

Microsoft Copilot is a general-purpose AI assistant available on the web, mobile devices, Windows, macOS, Edge, and dedicated applications. Its consumer experience supports questions, brainstorming, writing, coding, image creation, voice, vision, podcasts, and research, with limits that depend on plan, region, and capacity. Microsoft 365 subscriptions add Copilot to Word, Excel, PowerPoint, Outlook, OneNote, Teams, and related services, alongside cloud storage and security benefits. Business and enterprise offerings connect chat and agents to permitted organizational files, meetings, email, and other work data. Copilot is therefore a family of connected experiences rather than one uniform feature set. Access, limits, supported languages, and availability vary across accounts and devices, so Microsoft 365 users seeking in-app assistance should choose it.

Microsoft launched Copilot as a successor to Bing Chat in 2023 and expanded it through Microsoft 365, Windows, Edge, and dedicated applications. Microsoft introduced Copilot Pro for consumers before replacing that standalone subscription with Microsoft 365 Premium in October 2025. The company describes Microsoft 365 Premium as a bundle combining Microsoft 365 Family benefits with advanced Copilot capabilities and higher usage allowances. Microsoft is the product maker and does not publish a conventional venture funding history for Copilot as a standalone company because Copilot is a Microsoft product. Its development draws on Microsoft's broader AI investments, partnerships, cloud infrastructure, and product teams. Current company documentation describe ongoing expansion across individual, business, enterprise, and agent-building offerings.

Copilot's main limitation is fragmentation: names, prices, capabilities, model access, data boundaries, and usage limits differ among consumer, business, enterprise, and Studio products. Personal and Family Copilot benefits are limited to the subscription owner, while shared family members receive Microsoft 365 services without the owner's AI access. The free tier has capacity and usage limits, and some Premium capabilities remain limited or region-dependent. ChatGPT is a closer general-purpose alternative for standalone AI work, Google Gemini is a closer choice for Google Workspace users, and Claude is a strong writing and analysis alternative. Microsoft 365 users should choose Copilot for in-app workflow integration and governed work data; others should compare limits and total subscription value before committing.

Read the full Microsoft Copilot review

Zoom AI Companion logo Zoom AI Companion in brief

Zoom AI Companion is Zoom’s integrated AI assistant, announced on September 5, 2023, for meeting and workplace tasks. Its initial tools included meeting summaries, in-meeting questions, recording highlights, Team Chat assistance, Whiteboard ideation, and Mail drafting. Zoom uses a federated model strategy combining its own models with third-party systems from Meta, OpenAI, and Anthropic, while saying customer communications are not used to train those models. The product’s identity changed on June 24, 2026: the AI Companion name was retired, its core functions were folded into Zoom Workplace under functional labels, and ZoomMate became the newer agentic product built on Custom AI Companion. ZoomMate starts at $20 per user monthly, or $16.67 annually, with 2,200 credits per user each month. The original AI Companion therefore remains relevant as a feature history, not a current standalone offer.

Zoom AI Companion’s core value is turning meetings and conversations into follow-up work inside Zoom Workplace. During a meeting, it can answer in-meeting questions, transcribe discussion, produce a summary and capture notes through My Notes, including for supported third-party meetings and in-person conversations. Afterward, users can ask questions across Zoom content, draft messages or documents, create custom meeting-summary formats, and send results to connected services such as Salesforce, Jira, Google Drive and OneDrive. A practical workflow is straightforward: enable My Notes before a call, review the generated decisions and action items, then use ZoomMate to draft a status update, schedule follow-ups, update a record or create a deliverable. ZoomMate also supports custom agents, scheduled workflows and agentic search. The older AI Companion name was retired, but these functions remain under their specific feature names inside Zoom Workplace.

Zoom AI Companion was rebranded on June 24, 2026, with its former features folded into functional labels inside Zoom Workplace, while ZoomMate became the paid agentic successor. That creates a naming problem for buyers comparing it with Microsoft 365 Copilot, Google Workspace Gemini, and Slack AI, each of which remains a clearer product identity. ZoomMate Basic is limited to three hosted meeting summaries, three My Notes uses, 20 AI queries, 10 workflow runs, and 10 indexed files, while the paid plan costs $20 per user monthly or $16.67 annually and includes 2,200 credits. Zoom also says customer communications are not used to train its models, though connected content is processed to provide features. ZoomMate is best suited to Zoom Workplace teams that want meeting context turned into follow-up tasks, documents, and workflows without changing collaboration platforms.

Read the full Zoom AI Companion review

Frequently asked questions

How do Microsoft Copilot vs Zoom AI Companion compare on price?

Microsoft Copilot has a free option, and its first paid plan (Microsoft 365 Personal) is listed at $9.99/month or $99.99/year. Zoom AI Companion has a free option, and its first paid plan (ZoomMate) is listed at $20/user/month monthly, $16.67/user/month annually. Prices are from each company's pricing page and can change, so check before you buy.

Which has a free plan, Microsoft Copilot vs Zoom AI Companion?

All of them. Microsoft Copilot: Limited access subject to available capacity and feature limits; Microsoft account or supported access may be required. Zoom AI Companion: Includes three hosted meeting summaries, three in meeting question sessions, three My Notes uses, 20 AI queries, 10 workflows, 10 indexed files, three indexed meetings, 40 minute meetings, and 100 participants.

Can I self-host or integrate Microsoft Copilot vs Zoom AI Companion?

None of them is open source. All of them run as hosted services only. Zoom AI Companion offers a public API.

Does Microsoft Copilot have a free plan?

Yes. Microsoft offers a limited free Copilot experience with access subject to capacity and usage limits. When a limit is reached, Microsoft says users can wait for availability or choose a paid option. Microsoft 365 subscriptions provide deeper integration with Word, Excel, PowerPoint, Outlook, OneNote, and other services, along with expanded allowances that differ by plan and region.

What is the cheapest paid Microsoft Copilot option?

The cheapest paid individual option listed on Microsoft’s United States pricing page is Microsoft 365 Personal at $9.99 per month or $99.99 per year. It includes one user, 1 TB of storage, Microsoft 365 applications, and higher Copilot usage than the free tier. Microsoft also offers a free Copilot experience with fewer allowances.

How much does Zoom AI Companion cost?

The former AI Companion brand is retired. Core AI features remain included with eligible paid Zoom Workplace plans. The current agentic product, ZoomMate, costs $20 per user per month with monthly billing or $16.67 per user per month with annual billing. ZoomMate includes 2,200 AI credits per user per month, and AI actions consume those credits.

Is Zoom AI Companion free?

Zoom Workplace Basic is free and includes limited AI capabilities. The current Basic limits include three hosted meeting summaries per month, three in meeting question sessions, three My Notes uses, 20 AI queries, agentic search across 10 files and three meetings, and 10 workflows per month. Core features on eligible paid Workplace plans have broader access, while ZoomMate is paid.

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